Wednesday, February 29, 2012

1-5 pct. of tsunami debris could reach N. America (AP)

[unable to retrieve full-text content]AP - Tsunamis generated by the magnitude-9 earthquake in Japan last March dragged 3 million to 4 million tons of debris into the ocean after tearing up Japanese harbors and homes.

Source: http://us.rd.yahoo.com/dailynews/rss/science/*http%3A//news.yahoo.com/s/ap/20120228/ap_on_sc/us_tsunami_debris

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Tuesday, February 28, 2012

Day Trading Investing Stocks Allows Designed For Profits ...

There happen to be many techniques of fabricating money these days and nights. To get a person started, our traders will sit together with you during market hours and direct you as you try to make profitable trades. We have succeeded with the recent volatility available in the market because our daytrading strategies leverage the new tools volatility. You must provide the discipline to market a stock for one small loss or sell to get a profit. Without it, all your.trading is going to be just fair and also worse, you will put up with great loses.

Most online brokers in addition have free tutorials so you're able to learn the basics or simply advanced trading skills. For now, lets make sure you no doubt know trend trading to begin with. Peter had a number of covered call important visitors waiting within the reception area to debate a Joint Venture within a property development. Forex day trading is noticeably simpler that stock stock investments.

One thing is good for certain; before you get started on online option options trading, be sure most people fully understand the different inherent risks affiliated with online option trading and investing. So let's say the home increased in benefits to 0, 000. Though time is a very important factor in trading commodity, the closer the specifications are to termination, traders are well advised to purchase more time in advance of expiration than desired. And anyway, what is your definition from a great trader? You can even trade on the demo accounts to use their system before you'll open an consideration.

We want to partner with our subscribers by way of helping them make improvements to their skills and it's good to see each individuals subscribers reach the condition of success they have always expected. Though there isn't any guarantee that all shares can be bought, less will always be spent in buys overall should the amount spent continues decreasing. Electronic trading fails to only trade carries, it also exchange securities like provides, banknotes, and debentures. One of the issues for latest traders is construct y lack discipline plus patience, both are keys to currency trading stock picks riendssuccess. Take your period and analyze the way the stock market is actually moving. That's the electricity of leverage when ever trading options.

Each inventory has both some sort of technical (longer and short-term rate action history -- charts) together with a fundamental (money performance - debt sheet, profit and damage statements, and earnings histories). Therefore, you will need to take into consideration how you may be day trading stocks in a manner that will always increase the degree of the profits which you can make. However, this is the claim that is generated by the developers with Trading Stock Indices. This is where name of stock investing will come with. We have an abundance of strategies that work and they are applied everyday for the own trading.

The stock you are investing in could be of high quality - for instance, really lucrative. Most importantly, does the stock use a sound base of support we could trade from? There were other sites available on the market that had satisfactory information, but they many basically had me near my computer everyday in order to set my tickets and uncover my stocks when you want. You've probably seen those great television ads for businesses that execute trades with the low fee associated with ten or thirty dollars. And there is usually unlimited upside potential in case you plan your positions well and work with proper money control skills. There is no shortage of great stock options trading courses out there if you want to learn from, and if you do a tiny amount of homework you will find the best course to fit your personality.

Source: http://coolidgecornershops.com/?p=4792

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Energy Efficiency: Last developments at the Council

[unable to retrieve full-text content]

Source: www.cesa.org.uk --- Saturday, February 25, 2012
In parallel to discussions amongst the Rapporteur and Shadow in the EP ITRE (Industry) Committee, the draft Energy Efficiency Directive (EED) is also studies by Council . ? ... full story ? ...

Source: http://feedproxy.google.com/~r/Cesa_Policy_News_Feed/~3/QaHfQKHb2_s/news-energy-efficiency-last-developments-at-the-council.asp

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Sunday, February 26, 2012

dresser microelectronics: Amberen Elements ? Womens Interests ...

Amberen is really a natural treatment for menopause and several women are appropriately worried about the elements. In the following paragraphs I?ll investigate what adopts Amberen and whether it?s safe for consumption.

Amberen states solve menopause signs and symptoms by enhancing communication between your brain and also the hormone creating organs but exactly how will it do that? To begin with, you should observe that you will find no the body?s hormones of any sort in Amberen and delay pills work very in a different way to HRT. Instead of attempting to replace the the body?s hormones it tries to help the body adapt to the alterations it?s going through.

Amberen is mainly comprised of succinate salts, particularly ammonium succinate, calcium disuccinate and magnesium disuccinate. They are naturally found and don?t pose any significant long-term risk. In addition, you will find numerous herbal treatments that have been employed for centuries to lessen inflammation together with essential vitamins to assist in the transition process.

Getting stated this, could it be safe? The response to this really is yes, aside from a little minority of cases. It?s worth considering that Amberen consists of small quantities of Monosodium glutamate which, such small amounts, functions like a natural chemical to assist the mind adapt to menopause more quickly. A small amount of women, however, can be quite responsive to Monosodium glutamate which means you need Amberen before you purchase.

To conclude, the elements present in Amberen are secure and also the product continues to be authorized by the Food and drug administration. However, I suggest that you opt for the disposable trial because you will then have the ability to find out if it matches your needs and uncover for those who have any responses towards the elements.

Source: http://womens-interests-menopause-hrt.chailit.com/amberen-elements.html

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Source: http://dresser-microelectronics.blogspot.com/2012/02/amberen-elements-womens-interests.html

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Source: http://cbseveningnewstime.newpatriotmedia.com/503/dresser-microelectronics-amberen-elements-womens-interests/

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Saturday, February 25, 2012

Nomad Alien Planets May Fill Our Milky Way Galaxy (SPACE.com)

[unable to retrieve full-text content]SPACE.com - Our Milky Way galaxy may be teeming with rogue planets that ramble through space instead of being locked in orbit around a star, a new study suggests.

Source: http://us.rd.yahoo.com/dailynews/rss/space/*http%3A//news.yahoo.com/s/space/20120224/sc_space/nomadalienplanetsmayfillourmilkywaygalaxy

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Treating Yourself With A Great Outdoor Adventure | Swiss Travel

Young experts have lots of work. They do not have enough time and do not have extra time to spend for vacation. Before you decide to take a rest and go for a trip, you should perform all the duties and responsibilities. If you have got time for vacation, it is always limited. Some people choose staying at home and take a rest.

However, there can be many ways to treat oneself with vacation. It does not need much planning. Backpacking is an excellent example of this. This is an outdoor trip that differs from the usual understanding of vocation concept totally. Commonly, people would think about visiting other countries. This activity is all about the unrevealed riches of the Nature. It is like hiking and camping in one experience.

Backpacking is associated with backpacks where you should put all the things that you require for the trip. Some people call it ìcowboy tripî. You should take things that are necessary to you during the tour. You will need things for emergency cases, clothes, items for personal hygiene and tents. All of them should fit into your bag. Make sure that the bag is light. Take into consideration that you will hike before getting to the place. So, make sure that everything is convenient.

If you are a newbie on this kind of travelling, there are some recommendations that will give you an idea about the event.
Destination/Place ñ Before you start backpacking, you should plan where need to go. Consider the places that will be interesting and exciting to come to. Backpacking experts suggest places that will make you appreciate and get to know more about nature. It can be rather demanding to visit the places which you have never visited and are not familiar with. Use maps, they can be good guides. This is really an excellent adventurous trip for you and your mates.

Companion ñ Going on backpacking alone is not a great idea, isnít it? It would be interesting and exciting if you invite a few mates with you. Others decide to link to groups that have visited the place a few times. In such a way, they do not stick to a specific plan or get confused on the guidebook.

Backpacking items ñ Prepare all the important equipment that you will utilize for the journey. Do not take too much of them, because it is not an ordinary outdoor adventure that you should carry many items with you. When going on backpacking trip you will obviously require clothes, sleeping bags, tents and first aid items. You will need to fit in all these things with big necessity to you. If you carry a big bag, you will not get fun and satisfaction from your adventure.

Organize your holiday carefully to avoid many headaches along the way. Take into account that your goal is to treat yourself with holiday.

People have always been attracted by adventures. And today a number of people want to try outdoor adventures 2011. No doubt, a great part of those people are experienced, the other part can take advantage of outdoor adventure guide. The next step is visiting outdoor adventure store, and you are ready.

Source: http://www.swiss-corruption.com/treating-yourself-with-a-great-outdoor-adventure.html

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Friday, February 24, 2012

Stress Linked to Aging Chromosomes

60-Second Health60-Second Health | Health

Chromosome-protecting telomeres are shorter in people with depression---which has been linked to irregular stress hormone levels. Katherine Harmon reports

More 60-Second Health

Too much sun, smoking and a poor diet can make us look older. But additional forces are at work aging our cells.?

A growing body of research has pointed to chronic stress?and the hormones that come along with it?as hastening aging. That stress is particularly important for chromosomes. Unfortunately, our chromosomes suffer injuries over time. But to help guard them, chromosomes come with protective end buffers called telomeres.

New research finds that these caps are notably shorter in people with depression?which has been linked to irregular stress hormone levels. The findings are in the journal Biological Psychiatry. [Mikael Wikgren, et al., "Short Telomeres in Depression and the General Population Are Associated with a Hypocortisolemic State"]

Folks without depression who reported feeling the most stressed also had shorter telomeres. And abnormal levels of stress hormones have been found in people with post-traumatic stress disorder, chronic fatigue syndrome and irritable bowl syndrome. Which means that many more people might have chromosomes that are shortening in short order.

Those gray hairs might betray your chronological age. But the state of your chromosomes may be a better marker for how old you effectively really are.

?Katherine Harmon

[The above text is a transcript of this podcast.]?


Source: http://rss.sciam.com/click.phdo?i=9cb33e28b7f16d5b63eb99e7b276963d

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Newark mayor: NYPD misled city on Muslim spying

(AP) ? Newark Mayor Cory Booker and his top police official say the city was misled by the New York Police Department and never would have authorized such wholesale spying on Muslims if they had known about it.

Booker, a rising star in the Democratic Party, says he was offended to read a 2007 NYPD report that catalogued all his city's mosques and Muslim businesses. Police Director Samuel DeMaio said the NYPD simply asked local police to show them around the city. He says Newark officers had no idea it was part of the NYPD's effort to build databases on where Muslims eat, work, shop and pray.

DeMaio says it's not activity Newark would ever do and he called it troubling.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/89ae8247abe8493fae24405546e9a1aa/Article_2012-02-22-NYPD%20Intelligence-Newark/id-c8acc809d7574972930479ac2ae81f7a

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Thursday, February 23, 2012

Pursonality Plus ? Blog Archive ? The Cost Of Health Insurance For ...

23
Feb

It is no secret that the American society is advanced in many ways. As a whole, we are a wealthy country. We are a democratic country. We are a free country. The citizens of American society have rights that citizens of many other countries have never known. Yet, despite all our wealth and all our rights, many Americans are without proper health care coverage.

The people of American society have various reasons for not having health insurance, but the main reason from which all other reasons stem is money. Many people just do not have the money it takes to pay for a health insurance policy. People can generally get a good deal on health insurance if they purchase it through their employers, but not everyone is employed or works for a company that offers health benefits, and individual health insurance policies are much more expensive than the group insurance policy rates employers offer.

Health care is expensive, and health insurance is supposed to help cut the cost of health care; however, while health insurance does help us pay for health care, is heath insurance itself too expensive? For many, the answer is yes.

Regardless of how wealthy American society is as a whole, there are millions of Americans who can?t afford health insurance. Maybe they work for an employer who doesn?t offer a health insurance package. Maybe they just have too many other bills and can?t afford the additional health insurance bill. Maybe they?re self-employed and just don?t bring in enough income to pay for individual health insurance.

If you work for an employer who doesn?t offer health insurance, are self-employed, or just otherwise can?t afford health insurance, don?t give up. Contact your state?s insurance bureau and seek advice. They may be able to point you in the direction of a health insurance company or program that specifically caters to people who can?t afford health insurance for whatever reason.

If for any reason you would like more points on certified medical assistant salary there?s plenty of information not detailed in this post, take a look at Author?s blog to discover more.

Tags: health insurance

Source: http://www.pursonalityplus.com/2012/02/23/the-cost-of-health-insurance-for-americas-society-5/

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Buying Property For Investment ? Suggestions To Help You ...

Buying real estate pertaining to investment is usually an exciting and also frustrating minute Simi valley real estate. If you are nervous about investing in a new home just because you don?t believe you understand sufficient about the procedure, then continue reading this article and you will find lord information for you on how to help make and where you might get the best deal.

Purchase low and then sell on high. This kind of tip of money making generally is also really relevant to real estate. The current real estate housing market can be greatly favoring consumers. This is actually the perfect time to start investing in real estate in this rewarding but unpredictable market. This is a great time to get low as well as hold on to neglect the real estate for quite a while before making excellent profit later on.

Things You Need to take into account When Buying Real estate property for Expenditure

You should think about the life you want to live when choosing a home. Should you prefer a country life-style, you shouldn?t transfer somewhere on the suburbs. Once you buy a property, it should be within an area that is similar to the lifestyle you want to live.

Do not be annoyed if you can?t find the appropriate home for you and your loved ones immediately. Hunting for a new house is a very prolonged and wearying process that some people easily stop on. You need to learn to remain calm and turn into as patient as possible. Ultimately, you will find the property that you are trying to find.

One of the most essential things you want to look at when searching for a brand new home is wardrobe spaces. Is there enough wardrobe spaces for you and your family?s belongings? Not just it is essential for you and your family?s need, but in addition it is important pertaining to potential buyers when you decide to sell you house later on. Walk-in closets tend to be even better as well as consider being a positive benefit!

When attempting to purchase a new house, keep in mind that the top color can frequently mean practically as much as the sturdiness Simi Valley Homes for Sale. Once you buy the property in a cold climate, your darker roofing holds warmth better. Conversely, the brighter roof echos heat which can be great in a warmer weather.

Try not to target a house d?cor a lot of. Simple such things as paint hues of the house aren?t that important. You can put it back after the property is purchased; as a result don?t let something similar to this prevent you from buying real estate for expense of your probable home.

Inquire about crime rates in the area. If they are high, try to contemplate why that is the case. In general, a new neighborhood using strong group ties as an organization associated with neighborhood enjoy is more likely has less crime rates.

How Many homes Should you Have to think about before Trading Investment Real estate property

How many houses should you have to look at? Generally the number is below or around ten. It?ll be hard to make a decision if you look at more than 10 houses at the time. Let?s be sensible about, it may be actually possible to check over over twenty homes, but it will probably be hard to remember fondly the specific details about these homes.

When you find yourself on the point of buy a property, you are by now aware your selling price, nevertheless figuring out your offer is a very important step. Move though the current sale in the neighborhood, your home condition or even if every other improvement has produced, conditions associated with current market along with the seller?s situations. With the seller?s help, it will be possible to come out using a final price tag that both of you are pleased with.

So now that you know a little bit more in regards to the home buying real estate for expense process, you can use these tips as well as nuggets of information to be a seasoned buyer right away. Real-estate property purchase doesn?t have to be terrifying or terrifying, it is all about what you know as well as what you want inside them for hours the self-assurance you need to make the appropriate goes.


Source: http://growingsound.org/finance/real-estate/buying/buying-property-for-investment-suggestions-to-help-you-purchase-your-dream-home

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Wednesday, February 22, 2012

How To Cure Herniated Disk NJ | New Health and Fitness


New Health And Fitness.Org - Health Information You Can Use

New Jersey is a state that is advance in physical therapy and sports medicine. A herniated disk NJ occurs from strenuous activities and common in middle aged men. Spinal disc herniation occurs when discs in the spine get in a weaken state and put pressure on the nerves. The condition is treatable with surgical and nonsurgical methods.

Spinal disc herniation can be painful and it must be under control before trying treatment methods. Resting the body for two days can help with controlling the pain and alleviating the symptoms. The rest should not last more than two days before moving to another treatment. Stretching is good for releasing tension in the muscles and allowing the joints to move without any restriction. Everyday activities can exasperate the condition like bending, lifting and sitting for long hours without stretching.

Going to a doctor is recommended because he or she can prescribe pain medication for easing the symptoms. Acetaminophen reduces inflammation, swelling and alleviate pain. Doctors can prescribe antidepressants or muscle relaxers to help with the pain as well.

Discomfort can be decreased with cold and heat therapy. Cold therapy is best within the initial 48 hours. The coldness is applied using an ice pack wrapped inside of a towel. It should be applied to the area for at least 15 minutes in a 24 hour period. This treatment can be done several times a day.

The second part involves apply heat therapy. Heat therapy is applied to the area using heating lamps, heating packs and heating pad. The best results may come from using cold therapy.

Surgical procedures are an option when nothing else alleviates the discomfort. Diskectomy is the removal of a section of the actual disk to alleviate pressure from the nerves. It is often recommended to perform the procedure with a laminotomy. Relief can be found for herniated disk NJ after exploring different treatment options.

Stop by our site to find out more herniated disk NJ

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This entry was tagged disease, health, herniated disk NJ, illness, prevention, Wellness and Prevention by Maude Moses. Bookmark the permalink.

Source: http://newhealthandfitness.org/2012/02/22/how-to-cure-herniated-disk-nj/

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Tuesday, February 21, 2012

White ink tattoos ? Article Directory Site

[unable to retrieve full-text content]February 19, 2012 | Author: MagatSolinger667 | Posted in Arts & Entertainment. Did you know that its possible to get white ink tattoos? Many people are getting white tattoos these days because they have a distinctive look. Even though these ...

Source: http://companieslist.org/arts-entertainment/white-ink-tattoos/

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Sunday, February 19, 2012

Whitney Houston's hometown remembers her fondly (Reuters)

[unable to retrieve full-text content]Reuters - The New Hope Baptist Church, where pop star Whitney Houston first sang and family and friends will gather on Saturday to pay her a final tribute, sits in a hardscrabble corner of Newark, New Jersey. Its well-maintained red-brick facade seems at odds with the dusty parking lot and derelict housing projects around it.

Source: http://us.rd.yahoo.com/dailynews/rss/us/*http%3A//news.yahoo.com/s/nm/20120218/us_nm/us_whitneyhouston_hometown

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A VoIP Phone System Can Open the Door to a Complete Unified ...

A VoIP phone system is at the heart of a unified communications solution. In today?s fast-paced world, the workforce is more mobile than ever before and being able to reach someone when they are not physically in the office has become a key necessity for many businesses. It?s no longer enough to be able to just pick up the phone and call someone. With the more advanced technology available today, people are communicating via IM, cell phones, video conferencing and texting. Unified communications allows for the use of any one of these technologies to reach someone regardless of their location.

As an example, if your salesperson needs to confer with the technical specialist to answer customers? questions, the technical specialist can be conferenced in via web chat, video conferencing, or a conference call by simply clicking a button on the computer screen. The system already knows where that person is located and what would be the most efficient way of reaching them. This eliminates the salesperson from having to make multiple phone calls or waiting for responses to e-mails.

Since e-mail is no longer the preferred way of getting a quick response, instant messaging has taken its place in the workplace. Many e-mails are often more background chatter than they are significant correspondence. Because of the delay involved when waiting for a response to an e-mail, other methods of communication are more efficient and provide quicker turnaround. When staff needs an answer right away or needs to communicate one-on-one, instant messaging is a preferred method of communication. With unified communications, instant messaging can occur between a computer and a cell phone as well as computer to computer. This eliminates the user?s current location as a hindrance to fast communication.

For voice calling, if the intended party can only be reached by phone, the person trying to reach them is notified when they click on the icon. The system then automatically connects the call, allowing the conversation to proceed. Depending on how the VoIP phone system is configured, the call can either be forwarded to the cell phone or to an actual extension on the phone system itself. Either way, the caller is immediately connected to the intended party without having to determine where they are at and the appropriate form of communication needed.

Video conferencing is gaining in popularity and a VoIP phone system is making it easier to achieve. This combined with SIP technology, allows all types of communication to become integrated and operate seamlessly on the same network. This allows the you to take advantage of many different forms of messaging and communicating, all under one umbrella. Users can access any form of messaging through one interface. There?s no accessing different systems to use different applications. IM, texting, video conferencing, and voice calls all have one point of entry. This simplified approach is easy for non-technical people to understand and use. When people are doing their day to day jobs, they simply need the technology to work. Frustration on the part of the users can mean that your expensive telecommunications solution is not being used to its full potential.

This new streamlined approach organizes all the mediums with which your company communicates and makes things simpler for staff and clients alike. Having flexibility in the way that your employees can reach each other means that processes are improved in both speed and efficiency because the delay in reaching someone has been eliminated or minimized. If you?ve ever had an important decision riding on the input of someone who?s not available, you know that being able to reach someone more quickly is key to landing that big client or making that large sale.

Security is improved because all forms of communication fall under the same security technology. In the past, each form of communication required its own security to insure that messages and conversations were kept private and did not fall into the wrong hands. Once communication is unified, they all fall under the same security solution. This makes the process of keeping conversations, whether in text or audio format, safe from hackers and thieves without implementing multiple security strategies.

The best way to implement a unified communication solution is to make an assessment of how your company currently communicates and which features are in highest demand. Many business owners make the mistake of purchasing technology that the company does not use or understand. Features can always be added on later in the event that the need for the additional technology should arise.

If you have a work force on the go, then a unified communications solution can streamline the way you do business while helping to keep costs down. Careful analysis and a VoIP phone system can give you a complete package that will keep your company in touch and moving forward.

I suggest you take the time to visit the website of Steve Mike levy at http://www.BusinessPhoneSystemsfinder.com and learn more about the changing world of Business Phone Systems.

If you?re looking to purchase an Office Phone System you may also receive access to instant price quotes at: http://BusinessPhoneSystemsfinder.com/voip_systems_business_office.php

Source: http://yurensb.com/videoconferencing/a-voip-phone-system-can-open-the-door-to-a-complete-unified-communications-solution/

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Saturday, February 18, 2012

Can't get enough of books in India

The Jaipur Literary Festival in northern India attracts thousands of book-lovers, and provides greater access to literature for India's 1.2 billion population.

? A local, slice-of-life story from a Monitor correspondent.

Skip to next paragraph

Thousands of people packed beneath an enormous tent at the Jaipur Literary Festival in Rajasthan, northwestern India, in January. They came to see talk show superstar Oprah Winfrey, one of the featured guests at the festival. Among her many accomplishments is her book club, which drove book sales into the millions. But, with no Oprah equivalent in India, the young people in this country are spearheading their own book clubs.

Sumeet Shetty is an example. When he?s not buying books, he?s inviting authors to speak at his company?s book club in Bangalore. With more than 500 active members, it?s one of the biggest on the subcontinent. Though that number is only a drop in the bucket in a country of 1.2 billion, it reflects a growing trend.
Literary festivals like Jaipur, one of the largest in South Asia, are exposing this generation to a variety of new authors. And, as the income of the middle class continues to rise, so does their appetite for buying books.

?My generation has so much more access to literature than my mother?s,? says Surabhi Bhatnagar, who started a book club at her university in Rajasthan. Though she plans to work in information technology, she says it is the writings of English author Virginia Woolf and works like ?Into the Wild,? by Jon Krakauer, that captivate her.

Though right now in India books sell mostly by word of mouth, perhaps it?s only a matter of time until this growing enthusiasm for literature blossoms into a world-renowned book club like Oprah?s.

Source: http://rss.csmonitor.com/~r/csmonitor/globalnews/~3/9e8fHeaTaew/Can-t-get-enough-of-books-in-India

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Friday, February 17, 2012

Controlling Family Chaos ? Time Management for the Family | Self ...

Balancing a family?s varying schedules can be near impossible. Soccer, hockey, dance, skating, Brownies, Scouts, skiing, swimming, school activities, homework, not to mention play and sleep time, fill our children?s lives. Now add in the parental activities, including work, fitness, volunteering, and home maintenance ? and well, 24 hours just doesn?t seem to be enough.

See if the following list of strategies can help your family learn to gain control of their time:

1. Hold a Family Meeting

? First parents need to objectively determine some initial priorities for their family. These need to be based upon last years schedule, the individual family member?s personalities, finances, current commitments and the comfort level of the family. Some questions that will guide this process are: Do they want to focus on activities or academics based upon last years performances? Will the demands of school or work change? Do they want to fill time with activities or a balance of activities and free time? Do different family members have different needs? Is everyone enjoying their schedules? Is there time for friends, for family, for quiet time, for reading, or for playing?

? Once the family guidelines are determined, hold the meeting and give everyone a chance to choose one or two priorities for the session or year. If one member is having trouble narrowing their list down, have them put them in order of importance. Make sure everyone shares their list and explains why they put it in that order.

2. Create a Family Calendar

? Get a large calendar and input everyone?s current schedules for the upcoming month into it.

? Add or remove commitments based upon everyone?s priorities determined in the family meeting.

? Make sure this calendar includes school hours and activities, work schedules, activity schedules, religious events, family time, mealtime, homework time, sleep time and most importantly NON-scheduled time.

? Take into account hidden time- travel time, preparation/clean up time, waiting time, etc.

? Determine where conflicts lie ? and as a family see if you can figure out solutions. Maybe one child can suggest a friend they could car pool with, maybe another can walk to their activity, or maybe one can bring their homework along and do it while their sibling is in a lesson.

? Depending on the comfort level of the family ? activities may need to be removed or postponed. Some families thrive on

being busy while others need to have a more relaxed schedule.

? Make sure that everyone is in agreement or can live with the schedule.

? Try it for one month and then have another meeting and evaluate the schedule. Make sure it works for everyone and make necessary changes.

How to Handle Those Schedules and Not Waste TIme

Once the priorities and scheduling are done, there are few things that families need to do to make sure that they can handle their schedules and not waste their precious time.

ESTABLISH ROUTINES ? If everyone follows a routine that works, life will run much smoother. Some areas where routines are a must are: before and after school, homework time, chores and meals.

ELIMINATE CLUTTER ? Looking for things wastes a lot of time. Have set places for the things you use daily ? keys, school items, library books, bags, purses, lunch kits, etc.

DEAL WITH PAPER IMMEDIATELY ? Read and recycle mail right at the mailbox, write all pertinent information off school papers, newsletters, mail, flyers, etc on your family calendar and recycle them.

AVOID PERFECTIONSISM ? Aim for completion and excellence. A little dust or a wrinkle won?t hurt.

LIMIT DETAILS ? We have so many choices available to us in life. Limit the decisions you offer your family. Ask questions like ?Would you prefer a peanut butter or ham sandwich?? rather than ?What do you want for lunch??

TIME WASTERS ? Limit the amount of time family members do the following: watch TV, play video games, surf the Internet, or talk on the phone ? unless you are a teenage girl!

When we have children in school, we can?t help but be busy. But being busy with things that are important to us is very different than being overwhelmed by disarray. If we take the time as a family to determine our priorities and work together to eliminate time wasters, we will be in control of our time!

Tracy Lyn Moland, B. Ed, is a Mom Expert. From having written the best selling Mom Management, Managing Mom Before Everybody Else (tgot, 2003) to being a highly sought after consultant on the trillion dollar Mom Market, her advice and information has been featured in over 300 media outlets and to many conferences and corporations. For more information on Tracy Lyn?s consulting or presentations please visit http://www.TracyLynMoland.com

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Source: http://www.moonsbeing.com/2012/02/17/Controlling-Family-Chaos-Time-Management-for-the-Family/

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three Killer Copywriting Tips That Work

Once I sat down to put in writing this copywriting ideas article I used to be going to give you at least ten to fifteen ideas and speak a bit of about each one. However, then I started occupied with what would be most essential to me within the gross sales process. So, I made a decision that I?d give what I believe to be the three most important copywriting tips and believe me they work.

As a professional copywriter I take advantage of a number of totally different techniques however when it all boils down to it I really start each campaign utilizing these methods. 1 - Write From First Hand Experience- That is an important of these copywriting tips. It is vitally vital that you do not begin engaged on a piece of copy till you could have studied the product.

I do not mean simply glance over it, I mean study.

Discuss to the product developer, talk to buyers, speak to everybody that you just can.

If you?ve taken the time to learn everything there?s to learn about a product creating compelling copy is just that a lot easier.

2 - Understand the Market- Decide the demographic that you can be targeting.

If you will get inside the pinnacle of your target audience the world is your oyster, all you have to do is choose the pearls.

3 - Speak To Your Prospect - On the subject of writing copy there are lots of copywriting ideas that I may provide you with but the perfect is to talk to your prospect as if you are speaking one person.

Try to write in a conversational tone using phrases like ?I? and ?you.?

four - Bonus Tip - Outsourcing- If you are new to copywriting, do not have time to do it, or simply don?t have the knack for it then it?s best to think about outsourcing the copy.

Knowledgeable copywriter with a robust observe record is an choice that could mean the difference between the next smartest thing and yesterday?s news.

Mini Copywriting Suggestions

Make your copy interesting and use as much area as you want, there is no such thing as a such factor as an excessive amount of copy.

Avoid making an attempt to be funny since in most cases humor doesn?t translate effectively in text.

Writing killer copy is an art. It takes time to study precisely the way to manipulate the mind of your reader. If you happen to choose to jot down your personal copy be taught about the product, the market, personalize your copy, or rent a professional.

This checklist of copywriting suggestions may not be enormous but I imagine that they are an important that you will ever learn.

Lawrence Harris is a prime earner affiliate, web marketer, writer, trainer and teacher. He and his team of selling professionals provide entrepreneurs a step-by-step information to achieve true financial freedom by offering a proven business model. Additionally they supply webinars, reports, articles, workshops, seminars and private consulting. Lawrence is obsessed with instructing others learn how to use the ability of the Web to construct a dream business from home?or the beach. By his weblog, http://blog.lmarketing.ws, Lawrence freely shares tips, recommendation, sources and techniques to ?put your small business into hyper drive?

Author: Ali Morton

Source: http://rssfeedconverter.com/blog/2012/02/16/three-killer-copywriting-tips-that-work/

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Thursday, February 16, 2012

Top strategic business planning app gets better | mybringback

Top strategic business planning app gets better | mybringback GlasseyStrategy releases upgrades to its StratPad family of iPad apps for business planning and strategy. StratPad simplifies the process of creating strategic business plans. With StratPad, owners and managers of small- & medium-sized companies create and execute their complete business strategy in a step-by-step fashion. Today's upgrades add new collaboration & branding features that make it easier for management teams and consultants to work together on strategy and business plan development.

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Chongqing Iron (SHA:601005, HKG:1053), Unismart sign finance ...

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Wednesday, February 15, 2012

Economic Recovery - Atlanta Real Estate Forum

Atlanta Real EstateThose attending the International Building Show in Orlando, Fla. last week were treated to an appearance by Federal Reserve Chairman Ben Bernanke. Citing that restraints on credit for home buyers and home builders alike continue to impede the housing and economic recovery, Bernanke stated, ?Banks remain reluctant to make loans, both to mortgage borrowers and home builders.?

The Fed chairman said that his message to regulators is for them to take a balanced approach and to approve loans for those who meet sound underwriting standards. ?Do not turn away creditworthy borrowers, and that includes home builders,? he said.

?Chairman Bernanke understands that today?s tight credit conditions are preventing qualified buyers from obtaining home loans and builders from getting financing for the construction of viable new home building projects ? and that this is harming the housing market as well as the overall economy,? said Barry Rutenberg, the newly elected chairman of the National Association of Home Builders (NAHB) and a home builder from Gainesville, Fla.

Noting that many local markets have an overhang of empty and foreclosed homes, the current harsh lending environment, and that the weak housing market is impairing the financial health of home owners, Bernanke said that the ?state of the housing market has been a key impediment to a faster recovery.?

?For these reasons, and because the troubled housing market depresses construction activity and employment, we need to continue to develop and implement policies that will help the housing sector get back on its feet,? the Fed chairman said. ?No single solution will be sufficient. But sustained efforts to address the many interlocking factors holding back the housing market will pay dividends in the long run.?

He also added that the Fannie Mae and Freddie Mac limits on investor loans are counterproductive in the current economic climate and that policy should be to encourage more loans to help ease the inventory of distressed properties.

Bernanke?s remarks on the need to take more aggressive action to support a housing recovery confirms what the nation?s home builders have been saying for some time and reiterates similar themes in a Jan. 4 white paper provided to Congress, in which the Federal Reserve noted that ?restoring the health of the housing market is a necessary part of a broader strategy for economic recovery.?

Fixing the nation?s housing woes is taking on a sense of increasing urgency in Washington. In unveiling a new plan last week, President Obama cited the important role that housing plays in the economy.

?A lack of building demand has kept hundreds of thousands of construction workers idle,? said Obama. ?Everybody involved in the home building business ? folks who make windows, folks who make carpets ? they?ve all been impacted. The challenge is massive in size and scope, because we?ve got a multi-trillion dollar housing industry.?

Yesterday, the President reiterated the high value that Americans place on homeownership and the need to help home owners while commenting on the mortgage settlement agreement reached between the states and five major banks.

?We can?t wait to get things done and to provide relief to America?s home owners,? Obama said. ?We need to keep doing everything we can to help home owners and our economy.?

?You work and you save your entire life to buy a home,? Obama added. ?That?s where you raise your family, that?s where your kids? memories are formed. That?s your stake, your claim on the American Dream.?

With the proper policies in place, housing can serve as an engine of job growth, said Rutenberg, who noted that building 100 homes creates more than 300 full-time jobs and generates $8.9 million in federal, state and local revenues to fund local schools and strengthen communities across the nation.

?In this key election year, the voters are calling on the Administration and Congress to take actions to restore the health of the housing industry in order to create jobs, increase household wealth and keep the economy on an upward trajectory,? he added.

Source: http://www.atlantarealestateforum.com/fed-chair-ben-bernanke-speaks-on-economic-recovery-57506/

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Monday, February 13, 2012

Bikini-Clad Scarlett Johansson Kisses Nate Naylor at Beach (omg!)

Bikini-Clad Scarlett Johansson Kisses Nate Naylor at Beach

Things sure are looking beachy keen for Scarlett Johansson and Nate Naylor.

Quietly dating for the past five months, the We Bought a Zoo actress, 27, and NYC ad exec, 37, turned up at the beach in Hawaii on Friday. Showing off her world-famous body in a tiny, aqua-blue bikini, Johansson relaxed in the sand as her man leaned in for a kiss.

PHOTOS: Scarlett's past loves

In another shot, Naylor applied suntan lotion on Johansson's pale, porcelain skin.

The new couple are on vacation in Hawaii with several friends.

"They met though mutual friends," a source tells Us Weekly of the pair. "And they were hot and heavy right off the bat."

Johansson and Phoenix, Ariz. native Naylor "really wanted to keep it private," another insider adds of the pair. (Johansson and Sean Penn, 50, split last summer after five intense months together.)

PHOTOS: Scarlett and her ex-husband Ryan Reynolds

And now that the once-divorce star wrapped shooting Under the Skin in Scotland and has completed her press tour for We Bought a Zoo, she's focusing on her guy.? "Scarlett missed him while she was in Europe," the source says. "Noww they're really going to spend time together."

PHOTOS: Hottest, most-talked about bods in Hollywood

Her ex-husband Ryan Reynolds, meanwhile, appears to be going strong with Blake Lively after several months together. His film Safe House -- with a screenplay written by former Us Weekly Senior Editor David Guggenheim -- hit theaters Friday.

Get more Us! Follow us on Twitter, Friend us on Facebook, Subscribe to Us Weekly

Source: http://us.rd.yahoo.com/dailynews/rss/entertainment/*http%3A//us.rd.yahoo.com/dailynews/external/omg_rss/rss_omg_en/news_bikini_clad_scarlett_johansson_kisses_nate_naylor_beach170659409/44494588/*http%3A//omg.yahoo.com/news/bikini-clad-scarlett-johansson-kisses-nate-naylor-beach-170659409.html

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Sunday, February 12, 2012

UCLA School of Nursing, LAUSD Get Middle Schoolers Moving ...

LOS ANGELES?(BUSINESS WIRE)?Funded by a five-year, $1.2 million grant, Dr. Kynna Wright-Volel, PhD, RN, FAAN, Assistant Professor and Robert Wood Johnson Nurse Faculty Scholar from the UCLA School of Nursing and the Los Angeles Unified School District (LAUSD) are launching Project SHAPE LA?, a coordinated school-health program to increase physical activity among youth in LA County schools. Project SHAPE LA? targets 24 middle schools in underserved areas of Los Angeles and will touch nearly 12,000 students.

?Support for our PE teachers is imperative at this crucial time in our State?s budgetary crisis?

?As a pediatric nurse practitioner, I see the health consequences when children are overweight or obese; however, the clinic visit is but one part of the solution,? said Dr. Wright- Volel. ?Research shows that school-based programs that are supported by collaborations among universities, schools, businesses and parents, can decrease obesity and obesity-related behavior. We believe that Project SHAPE LA? will do just that!?

According to the LA County Department of Public Health, one in five children in the LAUSD are considered obese. Obesity during childhood has immediate consequences, including hypertension, high cholesterol and the development of metabolic syndrome as well as psychosocial problems such as low self-esteem and poor body image. Childhood obesity, if left unchecked into adulthood can lead to a variety of chronic diseases, such as type 2 diabetes, heart disease, and certain types of cancer including breast and colon.

?This is an important component of an overall strategy for improving the health and well being of our community, which includes physical activity, improved nutrition and nutrition education and health education,? said Rene Gonzalez, Assistant Superintendent of Student Health and Human Services.

Engaging in regular physical activity is widely accepted as an effective preventative measure. Project SHAPE LA??Shaping Health for Adolescents through Physical/Nutrition Education Los Angeles ? uses three components: SPARK PE, an evidence based PE program, educational training of physical education teachers in the areas of nutrition, physical education, curriculum development and professional development and up to $2,000 per year of PE equipment per school.

Anticipated outcomes from this program include:

? Increased moderate to vigorous physical activity

? Increased scores on the California State Board of Education?s FitnessGram Test in the areas of aerobic fitness, body composition and muscular strength/endurance

? Increased academic achievement, as evidenced by higher scores on the California standardized test

?Support for our PE teachers is imperative at this crucial time in our State?s budgetary crisis,? said Chad Fenwick, LAUSD Physical Activity Advisor. This grant will give approximately 85 PE teachers a monetary stipend and intense, evidence-based training in physical activity, nutrition and physical education curriculum.

The grant is jointly funded by the National Institutes of Nursing Research and the Office of Behavioral Social Science Research, who are both committed to prevention of disease and to promoting the health of individuals, families and communities.

Another component of the grant supports the recruitment of 100 minority high school students a year. These students will be provided education and mentoring in the areas of obesity prevention, leadership and careers in health and allied health professions. This leadership program will be piloted at Belmont High School. According to Councilman Eric Garcetti, District 13, ?This partnership with Belmont High School shows a strong commitment by Dr. Wright-Volel and the UCLA School of Nursing to the investment in our youth as they learn to be the next leaders of our city.?

?With this grant, we want PE teachers to ignite a passion for physical activity ? to teach kids that by being active they can be healthy and achieve their dreams,? added Wright-Volel.

The UCLA School of Nursing is redefining nursing through the pursuit of uncompromised excellence in research, education, practice, policy and patient advocacy. Rated among the nation?s top nursing schools by U.S. News & World Report, the school also is ranked No. 4 in nursing research funded by the National Institutes of Health and No. 1 in NIH stimulus funding. In 2009-10, the school received $18 million in total research grant funding and was awarded 26 faculty research grants. The school offers programs for undergraduate (B.S.), postgraduate (M.S.N. and M.E.C.N.) and doctoral (Ph.D.) students.

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UCLA School of Nursing, LAUSD Get Middle Schoolers Moving

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Saturday, February 11, 2012

NY Fashion Week: Wearable, sellable looks for fall (AP)

NEW YORK ? Fashion designers, retailers, editors and stylists settled into their routines Thursday for eight days of previews at New York Fashion Week with barely a blink at all the photographers' flashes: a sign of business-as-usual stability.

The luxury market that most of the runway shows speak to has, over the past year, steadily recovered at the retail level despite the volatile economy. The clothes to hit the catwalk in the early going showed a continued confidence in the colorblocking, tailoring and easy, elongated shapes that have been trickling into stores and will arrive in force come spring.

The brands BCBG Max Azria and Richard Chai Love kept colors basic and used hardly any embellishment, turning out straightforward, wearable clothes. Surely there are more flamboyant moments to come, but fashion is, after all, the marriage of art and commerce. Of course, there's the celebrity element, too, and Tadashi Shoji took care of red carpet looks with his Shanghai-visits-Hollywood gowns.

Cynthia Rowley melded high-tech touches, including a wall of screens simulcasting each look making its way down the runway, with clothes inspired by old-school craftsmen such as cobblers and welders.

Dozens of shows are planned at the Mercedes-Benz Fashion Week tents that serve as the hub, with another 12, including Skaist-Taylor and Tory Burch, presenting their shows elsewhere on the Lincoln Center campus.

"We look at every space. The question for me is, `How do you break open the red velvet ropes?'" said Stephanie Winston Wolkoff, director of fashion at Lincoln Center.

Burch's show, for example, while an invitation-only event, is held in an all-windowed spot so Winston Wolkoff expects passers-by to get a peek.

However, big names such as Marc Jacobs, Ralph Lauren and Calvin Klein, who all show later in the week, will draw the crowd to off-site places and likely enforce the strict guest list.

Here's a look at some of the shows from the first day.

BCBG MAX AZRIA

The collection designed by Max Azria and his wife Luboy continued the colorblocking trend that's already making its way to red carpets and magazine covers for the spring season, but there was also a muting of colors. Neon pink became a muted coral here, and purple a mellow merlot.

Embellishment was sparse. The emphasis was on geometric shapes, intricate pleats and unexpected mixes of fabrics, including several pieces with patchwork-style pieces of recycled-but-real fur.

In the notes prepared for the retailers, editors and stylists who descended upon Lincoln Center's Mercedes-Benz Fashion Week tents for the first of eight days of previews, the Azrias said they were using the palette and textures "to add character."

It seems a continuation of the effort the designers have made in the last few seasons to elevate the brand to a more sophisticated, restrained ? and more expensive? ? level.

Colorblocked garments have geometric chunks of bright colors and have been fashion staples since Yves Saint Laurent's 1965 collection inspired by Dutch painter Piet Mondrian.

RICHARD CHAI

Richard Chai turned menswear into powerful looks for women with top coats, tweed jackets and pinstripe pants for female customers of his Love brand, and he retooled trousers in his men's clothes to be slimmer and shorter than most guys are used to. Some of the best pieces were stadium and duffel coats, appealing to all sorts of customers.

The women looked put together in their mostly gray-and-black blazers and button-down shirts. There were flashes of femininity as Chai also offered some sheer layers and some pieces in pretty red floral print, a contrast to all the tailoring.

TADASHI SHOJI

Tadashi Shoji sent a parade of gowns down the catwalk. Nothing overly complicated or particularly edgy, but glamorous with a hint of sexy. A flame-red washed velvet gown had a dramatic cowl back filled with black beading, and ballgown with a gold-and-black beaded lace bodice had the full Cinderella treatment for its skirt. The green blouson-top gown with mermaid hemline that opened the show was tailor-made for a bombshell.

For more of a delicate look, there was a green lace tiered dress with a handkerchief hem, while the trick of putting sheer black lace over gold fitted linings had a more sultry effect.

CYNTHIA ROWLEY

Cynthia Rowley says her fall collection was inspired by "mechanics, cobblers and leathermen. Welding, oil slicks. Women artists making big, strong work." Showing her own craftsman skills, Rowley somehow turned that into a lovely blouson dress in a blue-flame print, a soft buttery leather shift, and a tweed denim shirtdress. She paired skinny pants covered in a tortoise-shell print with a leather jacket and a jersey jumper with mixed print sleeves.

There were a few gimmicks, including jewel-encrusted coveralls, which was more jumpsuit than uniform, but still perhaps a little too literal. The jeweled collars, however, which created a turtleneck effect, seem like something that could really catch on.

___

Samantha Critchell tweets fashion at http://twitter.com/ap_fashion

Source: http://us.rd.yahoo.com/dailynews/rss/fashion/*http%3A//news.yahoo.com/s/ap/20120210/ap_on_en_ot/us_fea_ny_fashion_week_day1

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Friday, February 10, 2012

20 years after abortion, Handler has 'no regrets'

OWN

Chelsea Handler opened up to Rosie O'Donnell about her abortion 20 years ago.

By Us Weekly

Not everything in Chelsea Handler's life is a laughing matter.

While appearing on "The Rosie Show," the 36-year-old TV host revealed she got pregnant when she was just 16 years old -- and she was determined to keep the child.

VIDEO: Jennifer Aniston mocks Chelsea Handler's hygiene

"I was so delusional," Handler said Wednesday. "I was like, 'I'm ready for a baby.'"

The New Jersey native's parents, Rita and Seymour, had different plans for their daughter. "You're throwing your entire life away," they told her. "You're supposed to create a life for yourself. We want you to enjoy your life and not be raising a child, and we're certainly not going to raise it for you."

PHOTOS: Stars who battled pregnancy rumors

Host Rosie O'Donnell sympathized with Handler, arguing that for some women, having an abortion isn't "a life-defining negative thing."

VIDEO: Hilarious! Chelsea spoofs Us Weekly

Twenty years later, Handler said she has "no regrets" about her decision. "I wouldn't be a good mother," the bestselling author said. "You should do whatever you want with your body and you shouldn't let anyone tell you what to do."

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Source: http://theclicker.today.msnbc.msn.com/_news/2012/02/10/10372314-20-years-after-abortion-chelsea-handler-has-no-regrets

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Romney intensifies fight for social conservatives (AP) | Space ...

CENTENNIAL, Colo. ? Presidential contender Mitt Romney is fighting to win over social conservatives in Tuesday?s Republican caucuses.

Romney, who previously supported abortion rights, has struggled to convince some cultural conservatives that he?s conservative enough. And rival Rick Santorum hopes to use those voters to score strong finishes in Colorado and Minnesota on Tuesday.

In recent days, Romney has emphasized his social conservative credentials at campaign events and in interviews.

In a radio interview, he said he supported the Susan G. Komen Foundation?s decision to strip funding from Planned Parenthood. Komen later reversed that decision.

In a rally near Denver, he said the Obama administration is forcing religious institutions to distribute ?abortive pills.?

Romney will spend Tuesday meeting with voters in Colorado, before turning to Georgia and Maine.

Source: http://us.rd.yahoo.com/dailynews/rss/gop/*http%3A//news.yahoo.com/s/ap/20120207/ap_on_el_pr/us_romney

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Thursday, February 9, 2012

Greek deal prospects rise, euro ministers to meet (Reuters)

ATHENS/BRUSSELS (Reuters) ? Prospects for a deal on a second international bailout for Greece brightened on Wednesday when euro zone finance ministers were summoned to talks in Brussels while Greek political leaders met to approve a tough new reform and austerity program.

Eurogroup chairman Jean-Claude Juncker invited ministers from the 17-nation single currency area to meet on Thursday evening and the International Monetary Fund said managing director Christine Lagarde would also attend.

They are expected to examine a complex package involving a 130 billion euro EU/IMF rescue and a bond swap with private creditors, which hinges on Athens accepting conditions that require big cuts in many Greeks' living standards.

Greeks face a dreadful year of recession, a government source said. Athens now forecast the economy will shrink between four and five percent in 2012, the source said, adding to a relentless dive in economic output for the last four years which has sent unemployment soaring.

The figure, contained in a draft letter to Lagarde, is far worse than the 2.8 percent fall in gross domestic product forecast when the 2012 budget went to parliament in November, highlighting the conundrum that more austerity will damage the economy further and drive Greece's massive debts yet higher.

Juncker called the Eurogroup meeting even though leaders of the three Greek coalition parties were still discussing with Prime Minister Lucas Papademos the terms of a rescue package to avoid a chaotic default in March that would send tremors around the euro zone and possibly further afield.

Two sources close to the Athens talks said the government would promise spending cuts and tax rises totaling 13 billion euros from 2012 to 2015, almost double the seven billion it originally pledged.

The bailout package also pledges a 22 percent cut to the minimum wage level, a party official said.

RELUCTANT LEADERS

International lenders are demanding that the leaders of the conservative New Democracy party, PASOK socialists and far-right LAOS commit themselves in writing to implement the program of pay and pension cuts, structural and administrative reforms.

Euro zone officials say the full package must be agreed with Greece and approved by the euro zone, European Central Bank and IMF before February 15 so that complex legal paperwork can be completed in time for a bond redemption deadline on March 20.

However, the leaders have been loath to accept the lenders' tough conditions, which are certain to be unpopular with voters,

as they face parliamentary elections possibly as early as April.

After a series of delays, the leaders finally received a 15-page document on Wednesday morning laying out the principles of the bailout and its conditions, a party official told Reuters. Attached were a further 30 or so pages laying out how the program will be implemented.

The leaders will have to decide whether to push through a 15 percent cut to supplementary pensions or a combination of cuts in main and supplementary pensions, the official said.

Other elements of the deal have been gradually slotting into place, including a bond swap with private creditors to ease Greece's debt burden by reducing the value of government bonds held by banks and insurers.

The new bonds would have an average interest rate of around 3.5 percent, said state NET TV, with creditors having to swallow a 70 percent cut in the value of their debt holdings.

Private holders of Greek debt will discuss the debt swap plan aimed at slashing the country's debt pile in Paris on Thursday, a banking official told Reuters.

German Deputy Finance Minister Thomas Steffen said in Berlin the bond swap offer to private creditors could be made as early as next week.

He voiced exasperation at Greece's failure to implement economic and fiscal reforms since the debt crisis erupted two years ago, saying governance remained below European standards.

"I believe we can say today that we have made little progress on Greece since 2010, worryingly little progress," Steffen said.

ECB NEEDED

Ratings agency Standard & Poor's said Greece would likely fail to achieve sustainable debt levels if it relied on a 70 percent reduction in the value of bonds held by private creditors, putting the onus on the ECB to also take losses.

"The reduction ... is probably not sufficient to make the debt sustainable, given the outlook for GDP itself," S&P analyst Frank Gill said.

With banks and insurers having mostly agreed to take a hefty writedown, Athens and the commercial banks are urging the ECB to forego profits on its Greek bond holdings to help cut the debt to a sustainable level. That could raise 12 billion euros or more.

But ECB policymakers are still divided on what contribution the bank could make to a restructuring of Greek debt, two euro zone monetary policy sources said.

While the ECB has ruled out joining private creditors in voluntarily accepting losses on its Greek bonds, it could provide indirect relief by renouncing profits from bonds it bought at below face value.

The ECB's 23-member Governing Council, which holds a regular monthly meeting on Thursday, has yet to agree a position. Some policymakers are reluctant to share the burden for fear of easing pressure on Athens to agree spending cuts. There are also concerns about setting a precedent for other countries.

"There is no agreement yet. Some people on the Council still oppose this," said one monetary policy source, adding that ECB President Mario Draghi had not yet revealed his position.

An opinion poll on Wednesday showed that PASOK, which ruled Greece until Papandreou's government collapsed last November, has most to fear from elections. The monthly survey by Public Issue for Kathimerini newspaper showed support for PASOK had collapsed to eight percent from the nearly 44 percent it commanded when it returned to power in 2009.

(Additional reporting by Ingrid Melander, George Georgiopoulos and Harry Papachristou in Athens and Paul Carrel in Frankfurt; Writing by David Stamp and Deepa Babington,; editing by Mike Peacock)

Source: http://us.rd.yahoo.com/dailynews/rss/eurobiz/*http%3A//news.yahoo.com/s/nm/20120208/bs_nm/us_greece

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